Easy and Flexible Payments
Affordable Plans
Pay for your order over time with our monthly plan featuring competitive rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Decision in seconds with no obligation to buy. Checking your rate won’t affect credit.
Competitive rates
As low as 0% APR* financing for up to 18 months. Clear, transparent terms. Fair rates. No prepayment penalties.
Explore our financing options
Bread Pay
Add items to your cart. Choose Bread Pay and get a real-time decision without it affecting your credit score.
Questions?
Check Bread’s FAQ or reach Bread directly at support@breadpayments.com or (844) 992-7323 ext. 1.
*Rates and terms only for loans opened from March 1, 2026, at 6:00am PT through March 31, 2026, at 11:59pm PT. Availability of terms may vary based on purchase price and/or product. Down payment may berequired. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example, 18 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay loans are made by ComenityCapital Bank, a Bread Financial company.
Affirm Pay
Add items to your cart. Choose Affirm Pay and get a real-time decision without it affecting your credit.
Questions?
Check Affirm's FAQ for more details.
*Rates from 0–36% APR. 0% APR promotion is available from March 1, 2026, at 6:00am PT through March 31, 2026, at 11:59pm PT on 3-, 6-, 12-, and 18- months term length for those who qualify. For example,a$800 purchase might cost $72.21/moover 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arrangedpursuant toa California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.